Notice 14 November 2011

Achmea Hypotheekbank N.V. (the "Issuer") would like to inform holders of its €60,000,000 Callable Floating Rate Subordinated Notes 2006 due 2016 under the € 10,000,000,000 Secured Debt Issuance Programme (the "Notes") that in accordance with the Terms and Conditions of the Notes, the Issuer has exercised its option to redeem, and does hereby call for redemption and will redeem on the First Optional Redemption Date (i.e. Monday 28 November 2011) all of the outstanding Notes in full.